Tiers and fee discounts

The only thing the token is meant to gate. Core features work without it.

Status: design. XEROPAY is being built. These pages describe intended behaviour. Nothing here is claimed as live mainnet. Details can change. See What's live.

Tiers

Holding $XERO is designed to move an account or company seats up a tier: higher limits, more vaults, more seats. Exact thresholds are not published because the token is not live.

Fee discounts

Fees across the account and business products can step down with tier. That is the only thing the token is meant to gate. Companies can pay a seat fee from day one without holding anything.

What we refuse

No staking requirement for yield.
No emissions as growth.
No gate on shield, hold, pay, or prove.