$XERO

A utility token. Not the product.

$XERO is designed to buy tiers and fee discounts once it is live. The account, payroll, and compliance layer are supposed to work without it. There is no public contract address on this site yet — do not trust unofficial tickers.

XEROPAY privacy card

Tiers and fee discounts — not the product.

What it is for — when it ships

Tiers

Holding $XERO is designed to move an account or company seats up a tier: higher limits, more vaults, more seats.

Fee discounts

Fees across the account and business products can step down with tier. That is the only thing the token is meant to gate.

Revenue, not inflation

If buybacks exist, they should be funded by customers — seat fees and protocol revenue — not by emissions.

The parts we leave out on purpose

No staking requirement

Yield in XEROPAY is designed to come from shielded deposits routed to real venues, not from locking a token.

No emissions as growth

Supply is not a stand-in for product-market fit. No liquidity-mining story on this page.

No gate on the account

Every core feature is specified to work without $XERO. Companies can pay a seat fee from day one.

Chain, decimals, supply, and the only official address will be published here and in Docs when they exist. Until then, any other address claiming to be $XERO is not ours.