Docs

The model

Built in, not bolted on. Screening at the edge. No permanent back door.

Status: design. XEROPAY is being built. These pages describe intended behaviour. Nothing here is claimed as live mainnet. Details can change. See What's live.

Counterparties say yes when they can check the perimeter and when you can prove a fact without opening the account. They say no to a mixer-shaped blob. XEROPAY is specified as the first, not the second.

Three layers

Who sees what

PartyPublic walletXEROPAY
AccountantScreenshots and a shared sheetA key scoped to the filing window
AuditorFull history, foreverA read-only key that expires
LenderA public balance they can watchA proof of balance above X
Ramp / issuerNothing but a mixer-shaped addressEdge screening plus association-set proofs
CounterpartyYour whole balance from one paymentA one-time stealth address