Payments
Pay without leaving a pattern. A shared name should never become a scrapeable balance.
Status: design. XEROPAY is being built. These pages describe intended behaviour. Nothing here is claimed as live mainnet. Details can change. See What's live.
Stealth handles
A handle is a name people can remember. Each payment derives a fresh receiving address. Publishing the handle does not publish the running total. That is the difference from posting a public address in a bio.
Private recurring
Rent, retainers, and subscriptions are the easiest pattern on a transparent chain: same amount, same destination, same day. Recurring inside the pool is specified to use a new stealth destination each time so cadence does not become a fingerprint.
Escrow and invoices
Shielded escrow keeps amount and counterparty hidden until release. Invoices can send a link whose arrival shields without publishing the amount. Business invoicing has its own page: Invoicing.
Memos
Encrypted labels travel with the note. They are for you and for a viewing-key holder — not for the explorer.