Why multi-chain
The leak is not unique to one L2. Salary, runway, and brokerage-shaped positions are public wherever people hold them.
Status: design. XEROPAY is being built. These pages describe intended behaviour. Nothing here is claimed as live mainnet. Details can change. See What's live.
Privacy products often pick a home chain and write as if the world lives there. XEROPAY does not. People already hold stablecoins and tokenized stocks on more than one network. The explorer problem follows the address, not the brand of the rollup.
What a public address publishes
Once payroll-grade cash and equity tokens sit in the same wallet, anyone with the address can read income, holdings, cost basis, and who you pay. That is true on any transparent ledger. A “private hop” that exits back to that wallet does not fix it.
What we will not claim
This site does not list a canonical chain ID, RPC, explorer, or “add to wallet” snippet as if settlement were live. When a network is actually underwritten, it will be named here with the same status discipline as the rest of the docs.
What the account layer is for
Notes, stealth destinations, edge checks, and client-side decryption are specified so the jobs of an account — hold, earn, pay, spend, prove — can happen without a public statement. See How it works and Wallet and network.